Our Portfolio
Always more in the pipeline!
SantimPay
SantimPay financial Solutions
Santim Pay
Santim Pay Financial Solutions
An efficient payment system is key to a streamlined supply chain of any sector.
SantimPay Financial Solutions provides cutting-edge digital payment systems that allow easy, effective, reliable, agile and secure transaction between the end-user, financial institutions, and merchants.
From our mPOS to our Payment gateway and Digital Wallet, we ensure interoperability between financial institutions, foster a cashless society and ease transactions.
Andlaye
Turning ideas into reality, one pledge at a time!
ANDLAYE
Turning ideas into reality, one pledge at a time!
ANDLAYE is a reward-based crowdfunding platform co-founded by ARAYA Venture Lab, Sumuni Creative Solutions and Mela Financials with an aim to tackle the problem of access to finance many Start-ups face in Ethiopia. Crowdfunding allows every individual to participate in the growth of the country’s economy by investing a small amount of money into a promising Start-up. It de-risks the investments and multiplies opportunities. As the Ethiopian saying goes:
“50 ሎሚ ለ 1 ሰው ሸክሙ፣ ለ 50 ሰው ጌጡ ነው” (i.e Carrying 50 lemons is a heavy-laden for one person but becomes an ornament when it’s carried by 50 people).
For ARAYA Venture Lab, ANDLAYE is a platform that allows to crowdsource venture ideas in line with its Vision early in their process.
ANDLAYE will only remain a reward-based crowdfunding platform until we implement the loan-based model we are currently designing.
Until product-market fit is achieved, ANDLAYE is hosted in Sumuni’s platform (https://andlaye.sumuni.net/)